Offer Calculator

The numbers

Estimated resale value ($) Target profit margin (%)

Your number

Resale value	$0
Target profit (30%)	$0
Repair / cleanup	$0
Holding costs	$0
Max offer	$0

Math: resale − (resale × margin) − repairs − holding = max offer. Taxes owed are paid by you at purchase — they're inside this number, not on top of it.

The numbers

Lien purchase cost ($) Assessed property value ($) Foreclosure legal cost ($)

Two ways this pays

If redeemed — you collect principal + interest	$0
Return on cash	0%
If foreclosed — land value minus all-in cost	$0
All-in cost (lien + foreclosure)	$0
Discount to assessed value	0%

Redeemed = safe interest. Foreclosed = the real upside, but budget the legal bill and check for surviving mortgages first.